Inqud

What Inqud is

Inqud describes itself as a financial technology company that runs an international payment gateway with crypto and fiat payment methods, a cryptocurrency exchange, its own crypto processing and a crypto widget. For a site operator the relevant entry point is its adult merchant page, which pitches crypto acceptance to adult platforms and lists these use cases: account top-ups or an initial token deposit, crypto subscriptions, and e-commerce. The sales contact form also offers "Adult content & cam sites" as an industry choice, so a tube, a paysite, a cam platform or an online store can all describe themselves there.

This is a crypto processor, not a card acquirer. Customers pay in the cryptocurrency and on the blockchain they prefer, and the merchant receives the payment in crypto or, through conversion, in euros. Inqud says it offers worldwide crypto coverage and "European license coverage", and it names Latin America, Africa and Asia as its focus for 2026. The terms of service name the contracting party as 3-102-969092 SRL, registered in San José, Costa Rica; the company page itself lists no founders or client names.

What it sells an operator

The core product is the Crypto Widget, a piece of JavaScript that creates the deposit address, stores the private keys and tracks the transaction. Integration is free of charge, and the same functions are available through a REST API with public developer documentation. Beyond the widget, the pages list payment links, a card-to-crypto on-ramp where the customer pays by card and the merchant receives crypto, an off-ramp from crypto to fiat, mass payouts, an OTC desk and business wallets.

For subscription sites the recurring product matters most. A merchant can run a subscription plan and an on-demand plan inside one project, and can integrate either by redirecting the customer to an Inqud-hosted page or through an SDK that lets the merchant's developers build a fully branded checkout. Customers connect a non-custodial web3 wallet and choose how much power to give Inqud: unrestricted management of the wallet's funds, management of a set sum, or a charge only after each approval. The merchant sets the sums, changes or cancels subscriptions and handles refunds. Inqud also describes auto-conversion, which turns incoming crypto into a chosen currency to blunt price swings, and a fee setting that lets the merchant absorb the transaction fee, pass it to the customer or keep the fee out of the customer's view.

Supported assets named on the pages include Bitcoin, Ethereum, Tron, Solana, BNB, MATIC and the stablecoins USDT and USDC, on networks such as Polygon, Tron, Bitcoin, Ethereum, Solana, Optimism and Arbitrum. The adult page also lists withdrawals by the method and frequency the merchant chooses, plus transaction monitoring and user authentication as anti-fraud measures.

Pricing and fees

Pricing is structured as one public rate card that falls as monthly volume rises, with no plan to pick. The pricing page states that there are no setup fees, no monthly fees and no minimum-volume fees, and that blockchain network fees are passed through at cost with no Inqud markup. The card has separate tabs for crypto acquiring on dynamic addresses, crypto acquiring on static addresses and recurring crypto on dynamic addresses.

In October 2026 the card's crypto deposit fee starts at 1% and falls in steps to 0.5% in the highest band, which begins at $3M in monthly volume. Volume tiers reset on the 1st of the month, and above $3M Inqud quotes directly while keeping the floor public. Settling in crypto costs only the network fee. Receiving euros adds the Kraken exchange rate and a bank settlement fee of +€5 per withdrawal. A separate band for high-risk domains reads "Starting from 1.5 %", with the final rate returned within 48 hours after KYB. That list names iGaming, Forex and CFD, gaming top-ups, dating, travel and nutra; it does not name adult, and the pages do not say which rate applies to an adult site.

The terms of service add that the processing fee rate is set for each business account individually based on trading volumes, that the merchant chooses whether it or the end user pays, and that Inqud gives not less than 30 days' advance notice of a fee change. Fees are non-refundable.

Terms that decide the choice

Adult policy. The adult page invites adult businesses and says to "accept crypto payments without restrictions." The pages do not publish a separate acceptable use policy, a list of permitted or forbidden adult content, or any age-verification or record-keeping duty for content. The terms of service ask only that the service not be used for unlawful activities. An operator who needs the boundaries in writing will have to ask during onboarding.

Chargebacks and reserves. The pricing page says confirmed blockchain payments cannot be reversed by the payer, and lists no reserve and no rolling reserve. The caveat sits in the terms: refunds are the merchant's responsibility, Inqud does not police a merchant's refund policy, and for the on-ramp route, where fiat is converted to crypto, transactions are final and the merchant indemnifies Inqud for chargeback claims not caused by Inqud's gross negligence.

Payout. The pricing page says crypto settles in minutes and euros arrive the next day. The merchant can withdraw to a wallet address it designates or request an on-chain transfer from its internal account. Inqud may set daily, monthly and annual transaction limits per account and ask for further documents to raise them.

Compliance screening. The AML/CFT policy describes customer due diligence before a relationship begins, checks of owners and signatories, sanctions and politically exposed person screening, a Low, Medium or High risk profile that is recalculated, source-of-funds requests on suspicious activity and the right to suspend or end an account. The policy defines money laundering by reference to Polish law. Under the terms, a merchant settles any dispute with Inqud by binding ICC arbitration before a single arbitrator in English, held virtually or in Costa Rica, after a round of good-faith negotiation.

Getting started and support

The recurring-payments page gives the path: sign up in up to 5 minutes, complete KYB in 1-5 days, pick one of the integration methods, and go live. The widget FAQ adds creating a project and an onboarding session with the Inqud team before the integration code is issued. The sales form asks which service the merchant wants, its industry, expected monthly crypto volume and how soon it needs to launch. Inqud promises a reply within 4 business hours, a 25-minute call covering pricing, integration, jurisdictions and compliance, a custom quote, and sandbox keys within 1 business day. Telegram is monitored 24/7, and the company claims 24/7 customer support. The developer documentation describes a REST interface returning JSON with UTC timestamps.

Company and track record

The home page claims 5+ years on the market, while the company page speaks of 4+ years of reputation. Inqud says it has been through multiple independent cybersecurity audits and that customer references are available under NDA. Inqud also runs a partner program open to anyone with a network, which lists adult among its target industries.

Who it suits

Inqud fits adult operators who want to add crypto as a payment option next to whatever else they run: a subscription site whose members already hold stablecoins, a cam or creator platform that takes top-ups, a tube or store that wants privacy-minded customers to check out without a card. Because the rate card is public and carries no setup, monthly or reserve charge, a small site can estimate its cost before it talks to sales.

The limits are worth knowing. Recurring billing depends on customers connecting their own wallets, and the terms introduce recurring payments with the words "when the feature is released". Operators needing mainstream card acceptance as their primary rail will need another processor for that. The strength is the combination of a published, volume-tiered fee schedule, fast crypto settlement and no chargebacks on confirmed blockchain payments, which suits a site that wants predictable processing costs.